At OPM Financial Group

We are experts in helping businesses of all sizes access the capital they need to scale, expand, and succeed. We know that securing funding can be overwhelming, especially with the strict requirements lenders impose. That’s why we’ve developed a streamlined system that aligns your business with the exact criteria lenders are looking for—maximizing your approval odds and getting you funded faster.
Even If you’ve been denied funding, don’t worry—we have solutions! Our credit-building program is designed to strengthen your financial profile, ensuring you meet lender requirements in the future. With OPM Financial Group, you don’t just get funding—you get a strategic partner. Whether you’re a startup, a growing company, or an established business, we connect you with lenders offering the most competitive rates and terms, ensuring your financial success.

How We Empower Your Business

Business Funding Solutions

We connect you with the best funding options based on your needs, whether it’s a line of credit, term loan, SBA loan, or alternative financing. Our expert guidance ensures you get the capital you need—without the hassle

Credit Building & Business Compliance

If your funding application is denied, we don’t stop there. Our credit-building services help you establish and improve your business credit, making you a stronger candidate for future financing. We also ensure that your business structure, financials, and compliance meet lender standards, so you’re always funding-ready.

Lender-Approved Strategy

Through years of experience, we know exactly what lenders look for in an ideal borrower. We analyze your business profile, identify areas of improvement, and implement strategies that position you for success.

Fast & Efficient Process

Time is money, and we respect both. Our process is designed to get you in compliance quickly, so you can secure funding in the shortest time possible.

Why Choose OPM Financial Group?

How We Empower Your Business

Don’t let lack of funding hold your business back. Whether you need capital now or want to build your credit for future financing, we’re here to help.

Types of Funding

Credit Card Stacking Program

Credit Card Stacking is a strategic funding method that leverages multiple business or personal credit cards to access high credit limits without requiring collateral. This method allows entrepreneurs, business owners, and investors to secure in funding quickly...Read More

Merchant cash Advance

This type of financing is often called a merchant cash advance, or MCA. A cash advance is a short-term loan from a bank or an alternative lender. The term also refers to a service provided by many credit card issuers allowing cardholders to withdraw a certain amount of cash....Read More

Equipment Financing

A good 80% of U. S. businesses lease a portion of their equipment. We offer equipment financing and leasing programs for companies with at least one year in business. Get approval even with challenged credit, as low as a 640 personal credit score....Read More

Term Loans

Term loans are what we tend to think of when we have bank loans in mind. A term loan provides borrowers with a lump sum of cash upfront in exchange for specific borrowing terms. Term loans are normally meant for established small businesses with sound financial statements...Read More

Lines of credit

A line of credit (LOC) is a flexible loan that allows you to borrow up to a set limit, repay it, and borrow again as needed. It works like a credit card but typically has lower interest rates. There are different types of LOCs, each suited for different financial needs.

Inventory financing

With Inventory Financing, you can get approval for a line with low rates, regardless of personal credit quality. You won’t need financials or good credit. To qualify, your business must have existing inventory now that is valued over $500,000....Read More

Term loans

Term loans are what we tend to think of when we have bank loans in mind. A term loan provides borrowers with a lump sum of cash upfront in exchange for specific borrowing terms. Term loans are normally meant for established small businesses with sound financial statements.
In exchange for a specified amount of cash, the borrower agrees to a certain repayment schedule with a fixed or floating interest rate. Term loans may require substantial down payments to reduce the payment amounts and the total cost of the loan.

Frequently Asked Questions

What does OPM Financial Group do?
We help small businesses secure funding to grow and thrive. If you’ve been denied a loan, we also provide credit-building solutions to help you meet lender requirements.

We assist with various funding options, including:

Business loans
Lines of credit
SBA loans
Equipment financing
Alternative funding solutions

No worries! If you’ve been denied, we analyze why and provide a strategic plan to improve your approval chances. This may include business credit-building, compliance adjustments, and alternative funding options.
The timeline varies depending on the funding type and your business profile. Some loans can be approved in as little as 24-72 hours, while others may take a few weeks.

Lenders typically look for:
✔ Business revenue & financial stability
✔ Credit score & payment history
✔ Proper business registration & compliance
✔ Time in business (usually 6+ months)

How does business credit affect my chances of getting funding?
Strong business credit increases your approval odds, lowers interest rates, and unlocks higher funding amounts. If your credit needs improvement, we can help you build it properly.
Our primary focus is on business credit, but we provide guidance on personal credit improvements if it impacts your business funding eligibility.
No, we are not a direct lender. We work with a network of trusted lenders to find the best funding options for your specific needs.
Our pricing depends on the services you need. We offer free initial consultations to determine the best plan for your business.
Simple! Contact us today for a free evaluation, and we’ll guide you through the funding process.