A business line of credit gives you access to working capital on your terms. Use it when you need it, only pay interest on what you use, and keep your business running strong — even during slow seasons or unexpected expenses.
Why a Line of Credit?
Fast access to funds when you need them
Only pay interest on the amount you draw
Reusable credit limit — borrow, repay, and borrow again
Perfect for payroll, marketing, inventory, and emergencies
Helps build and strengthen your business credit profile
We’ll help you:
Get prequalified quickly without a hard credit check
Compare multiple offers from real lenders
Choose the best terms for your cash flow
Understand the requirements and how to improve approval odds
Bonus: We can also structure your business to make it more attractive to lenders — giving you access to better limits and lower rates.
What Do You Need To Qualify?
Time in Business: 6 Months +
You can qualify for our top financing options with as little as 6+months in business.
Monthly gross sales: $10,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.
Minimum FICO: 600 FICO Score
We have financing options for all credit profiles. The minimum FICO score required to apply is 600.