At OPM Financial Group

We are experts in helping businesses of all sizes access the capital they need to scale, expand, and succeed. We know that securing funding can be overwhelming, especially with the strict requirements lenders impose. That’s why we’ve developed a streamlined system that aligns your business with the exact criteria lenders are looking for—maximizing your approval odds and getting you funded faster.
Even If you’ve been denied funding, don’t worry—we have solutions! Our credit-building program is designed to strengthen your financial profile, ensuring you meet lender requirements in the future. With OPM Financial Group, you don’t just get funding—you get a strategic partner. Whether you’re a startup, a growing company, or an established business, we connect you with lenders offering the most competitive rates and terms, ensuring your financial success.

How We Empower Your Business

Business Funding Solutions

We connect you with the best funding options based on your needs, whether it’s a line of credit, term loan, SBA loan, or alternative financing. Our expert guidance ensures you get the capital you need—without the hassle

Credit Building & Business Compliance

If your funding application is denied, we don’t stop there. Our credit-building services help you establish and improve your business credit, making you a stronger candidate for future financing. We also ensure that your business structure, financials, and compliance meet lender standards, so you’re always funding-ready.

Lender-Approved Strategy

Through years of experience, we know exactly what lenders look for in an ideal borrower. We analyze your business profile, identify areas of improvement, and implement strategies that position you for success.

Fast & Efficient Process

Time is money, and we respect both. Our process is designed to get you in compliance quickly, so you can secure funding in the shortest time possible.

Why Choose OPM Financial Group?

  • Proven Success: We have helped countless small businesses obtain funding—even those who were previously denied.
  • Expert Guidance: Our team understands the lending landscape and how to navigate it effectively.
  • Customized Solutions: Every business is unique, and we tailor our approach to your specific needs.
  • Long-Term Support: We don’t just get you funding—we set you up for sustained financial growt.

How We Empower Your Business

Don’t let lack of funding hold your business back. Whether you need capital now or want to build your credit for future financing, we’re here to help.
Contact us today to get started!

Funding Opportunities

SBA Loans

SBA loans can take longer to process (30-90 days), but offer low rates and generous terms. Startups may be eligible, especially if the borrower has industry experience and strong personal credit. SBA guarantees 75-90% of the loan, reducing lender risk and increasing borrower access.Read More

SBA EDIL Loan

EIDL loans are direct loans from the SBA, not from private lenders. Approval and disbursement times can vary, especially during high-volume periods. If your business is in a declared disaster area and has experienced disruption, this may be a key funding source for recovery.....Read More

Real estate loan for business

loan used to purchase, refinance, or develop property for business use. This includes properties like office buildings, retail stores, warehouses, or multi-family units (typically 5+ units). Here are the main types and what to expect:....Read More

Retirement account financing

Retirement account financing allows you to use your retirement savings—such as a 401(k) or IRA—to fund a business or real estate investment without early withdrawal penalties or taxes, if done correctly.Read More

Line of credit

A business line of credit gives you access to working capital on your terms. Use it when you need it, only pay interest on what you use, and keep your business running strong — even during slow seasons or unexpected expenses.....Read More

Crypto financing

Crypto Financing allows you to leverage your digital assets, such as Bitcoin or Ethereum, to access cash or credit without liquidating your holdings. Maintain your position in the market while ......Read More

Securities financing

Securities Financing allows you to unlock liquidity by borrowing against your stocks, bonds, or other eligible investment securities. Access cash for business or personal needs while keeping your portfolio intact and continuing to benefit from potential market growth......Read More

Micro loans

Micro Loans are designed to provide quick, affordable financing for small businesses, startups, and entrepreneurs who need smaller amounts of capital. Whether you’re covering startup costs, purchasing inventory, or managing day-to-day expenses, micro loans of......Read More

Account Receivable Financing

Account Receivable Financing (also known as Invoice Financing) allows your business to unlock cash tied up in unpaid invoices. Instead of waiting 30, 60, or 90 days for customers to pay, get funded now based on the value of your ......Read More

Equipment Sale-Leaseback

With an Equipment Sale-Leaseback, you can turn your owned equipment into working capital without disrupting your operations. Sell your equipment to a lender and lease it back-giving you immediate cash while retaining full use of your assets.......Read More

Book of business financing

This funding is designed to unlock the value of your client relationships and recurring income. Whether you’re buying a book, launching a new branch, or simply need working capital – this solution is tailored to your industry.....Read More

Securities Financing

Securities Financing allows you to unlock liquidity by borrowing against your stocks, bonds, or other eligible investment securities. Access cash for business or personal needs while keeping your portfolio intact and continuing to benefit from potential market growth......Read More

Frequently Asked Questions

What does OPM Financial Group do?
We help small businesses secure funding to grow and thrive. If you’ve been denied a loan, we also provide credit-building solutions to help you meet lender requirements.

We assist with various funding options, including:

Business loans
Lines of credit
SBA loans
Equipment financing
Alternative funding solutions

No worries! If you’ve been denied, we analyze why and provide a strategic plan to improve your approval chances. This may include business credit-building, compliance adjustments, and alternative funding options.
The timeline varies depending on the funding type and your business profile. Some loans can be approved in as little as 24-72 hours, while others may take a few weeks.

Lenders typically look for:
✔ Business revenue & financial stability
✔ Credit score & payment history
✔ Proper business registration & compliance
✔ Time in business (usually 6+ months)

How does business credit affect my chances of getting funding?
Strong business credit increases your approval odds, lowers interest rates, and unlocks higher funding amounts. If your credit needs improvement, we can help you build it properly.
Our primary focus is on business credit, but we provide guidance on personal credit improvements if it impacts your business funding eligibility.
No, we are not a direct lender. We work with a network of trusted lenders to find the best funding options for your specific needs.
Our pricing depends on the services you need. We offer free initial consultations to determine the best plan for your business.
Simple! Contact us today for a free evaluation, and we’ll guide you through the funding process.
Read More
We are experts in helping businesses of all sizes access the capital they need to scale, expand, and succeed.
Funding Opportunities
Prequalify—No Credit Impact
Contact us

Copyright 2025 © OPM financial group. | All rights reserved.

Please Enter Details