FAQ

Frequently Asked Questions

What does OPM Financial Group do?
We help small businesses secure funding to grow and thrive. If you’ve been denied a loan, we also provide credit-building solutions to help you meet lender requirements.

We assist with various funding options, including:

Business loans
Lines of credit
SBA loans
Equipment financing
Alternative funding solutions

No worries! If you’ve been denied, we analyze why and provide a strategic plan to improve your approval chances. This may include business credit-building, compliance adjustments, and alternative funding options.
The timeline varies depending on the funding type and your business profile. Some loans can be approved in as little as 24-72 hours, while others may take a few weeks.

Lenders typically look for:
✔ Business revenue & financial stability
✔ Credit score & payment history
✔ Proper business registration & compliance
✔ Time in business (usually 6+ months)

How does business credit affect my chances of getting funding?
Strong business credit increases your approval odds, lowers interest rates, and unlocks higher funding amounts. If your credit needs improvement, we can help you build it properly.
Our primary focus is on business credit, but we provide guidance on personal credit improvements if it impacts your business funding eligibility.
No, we are not a direct lender. We work with a network of trusted lenders to find the best funding options for your specific needs.
Our pricing depends on the services you need. We offer free initial consultations to determine the best plan for your business.
Simple! Contact us today for a free evaluation, and we’ll guide you through the funding process.
How does business credit affect my chances of getting funding?
Strong business credit increases your approval odds, lowers interest rates, and unlocks higher funding amounts. If your credit needs improvement, we can help you build it properly.
Our primary focus is on business credit, but we provide guidance on personal credit improvements if it impacts your business funding eligibility.
No, we are not a direct lender. We work with a network of trusted lenders to find the best funding options for your specific needs.
we only charge a success fee once you are funded. We only succeed when you succeed. Our pricing depends on the services you need. We offer free initial consultations to determine the best plan for your business.
Simple! Contact us today for a free evaluation, and we’ll guide you through the funding process.
The minimum credit score varies by lender and funding type. Some lenders require a 550+ credit score, while others offer financing based on business revenue rather than credit history.
Yes! While some lenders require at least 6 months to 2 years in business, there are startup-friendly funding options, including personal-backed business loans and alternative financing.
Not always. Many funding options, such as unsecured business loans and lines of credit, do not require collateral. However, secured loans may offer better rates and higher funding amounts.
The amount depends on factors like revenue, credit score, and business stability. Some businesses qualify for $10,000 to $5 million+ in funding.