Book of Business Financing

Loan Features

  • Loan Amounts: $25,000 to $5,000,000+
  • Terms: 1 to 10 years
  • Repayment: Monthly fixed payments or interest-only options available
  • Interest Rates: Competitive fixed or variable rates
  • Collateral: Your book of business serves as the primary collateral
  • Funding Timeline: As fast as 7-14 days

Eligible Professionals:

  • Insurance agents (life, P&C, health)
  • Investment advisors and RIAs
  • Independent broker-dealers
  • Other professionals with consistent trailing revenue streams

Basic Eligibility Requirements

  • U.S.-based licensed professional or firm
  • Minimum of 2 years in business or equivalent industry experience
  • Proven track record of trailing 12-month revenue (T12) or monthly residuals
  • Credit score of 620+ (higher scores may qualify for better rates)
  • No unresolved regulatory issues (e.g., FINRA, state DOI)

Required Documentation:

  • T12 commission statement or monthly residual reports
  • Business and/or personal tax returns (1-2 years)
  • License and proof of active appointments (if applicable)
  • Profit & loss statement or bank statements
  • Personal financial statement (PFS)

Use of Funds

  • Business expansion or acquisition
  • Marketing and lead generation
  • Working capital
  • Recruiting agents or advisors
  • Technology or office upgrades

This funding is designed to unlock the value of your client relationships and recurring income. Whether you’re
buying a book, launching a new branch, or simply need working capital – this solution is tailored to your
industry

We are experts in helping businesses of all sizes access the capital they need to scale, expand, and succeed.
Funding Opportunities
Prequalify—No Credit Impact
Contact us

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